Best for professionals, independent contractors and new businesses!

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Rating:

Most Attractive Features: Free rewards program, Three points per dollar for select purchases

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Are you looking to maintain and manage all of your personal and business expenses with one credit card and an average credit altogether? Then the Citi Professional SM Card with Thank You Network SM is for you!

This card issued by Citibank offers access to a free rewards program. For every $1 spent on general purchases, the cardholder earns 1 point. And for every $1 spent at restaurants, gas stations, certain office supply merchants, and on auto rentals - the cardholder earns 3 points. Points can be redeemed for a variety of merchandise, air travel, and gift certificates. However the points should be limited to 100,000 a year and points expire in three years.

The card has no annual fee, an attractive 0% introductory rate on purchases for twelve months. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.

More benefits aside from the reward program includes travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

The card also offers cardholders the benefit of the online expense reporting tool, which allows cardholders to categorize card activity and generate as many individual, easy-to-read expense reports as they choose.

The individuals who will take the attractive offers of the Citi Professional Card with Thank You Network will really bring advantages from the rewards program and the additional benefits (especially the online expense reporting tool).

Least Attractive Feature(s):

* Minimum APR cap for cash advances.

Additional Perks

* 10,000 Thank You Points after $250 in purchases, redeemable for a $100 gift card
* Earn Thank You Points on Purchases
* Personal Business Assistant
* Quarterly & Annual Account Summaries at No Additional Cost
* Manage your account online
* Save Up to 60% on Prescription Drugs
* Reach a live representative immediately
* Additional Cards
* Travel Accident Insurance
* Travel & Emergency Assistance
* Auto Rental Insurance

APPLY NOW for Citi Professional SM Card with Thank You Network SM

*See Business Credit Card Site Application for complete terms and conditions.