In this article, let’s take a look at some of the best in class small business credit cards in the market that are worth checking out. Included here are the benefits along with disadvantages of each business credit card.

Capital One Visa Business Platinum No Hassle Cash

This is a cash back reward business credit card that allows you to earn points each time you use your business credit card in your purchases, regardless of where you made the purchase. Although it only gives 1% cash back, it doesn’t limit your chance of earning points only on office and gas purchases. You get to earn rewards on everything as long as you charge it on your business credit card. It also awards 25% cash back from your total cash rewards for each year. It also does not impose any limit on how much you can earn from your card. All its business credit card holders are entitled to a 0% APR on all purchases until August 2009.

The only thing worth considering twice about this business credit card is that after July 2009, the interest rate on your charges would be a high 14.99-19.89%. If you miss your payment one time, it can instantly wipe out the cash back you earned.

Advanta Platinum BusinessCard with Life of Balance

This business credit card is a wonderful help in transferring your balance since it gives its holders a permanent 2.99 % APR on balance transfers. It also comes with low APR on new purchases that is only at Prime + 2.24%.

The weakest point of this particular business credit card is its cash back reward program. When your charges reach $7,500, it only gives you .25% rebate amounting only to $18.75. When your charges reach more than $20,000, you only get a 1% cash back in total.

The Plum Card from American Express Open

This business card is a charge card so it’s important that you always pay your bills in full each payment period. It’s great because you get discounts on all types of purchases you charge on the card. As a Plum Card holder, you’re automatically enrolled to the Open savings program by Amex which gives you up to 25% discount rates from affiliate establishments like AT&T, FedEx and Hertz. The weakest point? It comes with a high annual fee of $185 after your first year.

Advanta Platinum BusinessCard with Rewards

This is the best business credit card for card holders who frequently need to carry a balance. It comes with a low Prime + 0.24% APR on purchases and 0% APR on balance transfers for a long 15-month period.

The drawback is that it doesn’t come with a very impressive cash back reward program. When you reach $5,000 on you business credit card, you only get 1% rebate.

Starwood Preferred Guest Business Credit Card from American Express

This is great business credit card to consider for frequent travelers. It gives its holders a chance to earn points from all Starwood Hotels anywhere in the world and these points can be used in more than 30 frequent flier programs.

The drawback? It comes with a high 18.24% APR. Thus, if you’re not really not a traveler, better skip this one for another.

Discover Business Card

This business credit card enables business owners to make deals even with vendors who don’t accept credit cards. It gives its card holders and unlimited and free “purchase checks that they can use to pay vendors.

It’s weakest point is that after the introductory period, the APR is at a high 13.99%. For the purchases you made using purchase checks, you’ll only get .25% rebates.